5 Cash Flow Leaks Draining Your Business Right Now
Most business owners are not losing money through bad decisions or reckless spending. They are losing it through the slow, invisible drain of cash flow leaks that go unnoticed until they have already done real damage. When I sit down with founders to review their financials, the pattern is remarkably consistent: the biggest threats are […]
What A £5M Business Looks Like
What a £5M business looks like financially is fundamentally different from a £500k or £2M business. It runs on deliberate systems, predictable cash flow, clean margins, and leading indicators not gut feel. This guide breaks down the exact financial profile, KPIs, and infrastructure you need to build in order to reach and sustain £5M in […]
How to Know if Your Pricing is Profitable (And What to Do If It Isn’t)
You’re taking orders, delivering work, sending invoices. Business is ticking along. But at the end of each month, you find yourself wondering: where has all the money gone? If that sounds familiar, the answer might not lie in your costs, your team, or your processes, it could lie in your pricing. Knowing how to tell […]
Cash Flow Problems During Business Growth: Why Scaling Smart Beats Scaling Fast
Cash flow problems during business growth are one of the leading causes of financial stress for ambitious founders even when sales are rising. Pauline Healey, founder of Logical BI and outsourced CFO to manufacturers and service businesses, explains why growth without financial control can tip a thriving company into crisis, and what to do instead. […]
Business Plan for Investment: What You Need to Know
Why Your Business Plan for Investment Matters More Than You Think If you’re preparing a Business Plan for Investment, whether that’s seed funding, angel investors or growth capital – you’ll already know it’s more than “just a document.” It’s your story. It’s your strategy. And it’s your financial truth all rolled into one. The problem? Plenty of good businesses miss out on funding not because their idea isn’t strong, but because their business plan doesn’t show investors the clarity, capability or […]
Do I Need a CFO or an Accountant? (A Guide for Founders)
You’ve got a finance team. Or maybe just an accountant. Things seem to be ticking along… but something still feels off. You’re not getting the clarity you need. You want to grow – but you’re not sure what’s holding you back. Here’s the truth: you might not need a full-time CFO. But you probably need […]
Where Do I Even Start with Cash Management?
How Can I Improve Business Cash Flow? You know you need to get a handle on your business’s cash management, but the thought of it makes you want to run a mile. Where do you even begin? What if it’s a total mess? What if someone like me comes in and tells you it’s […]
Four Tips for Improving Your Decision Making Process
Making the best choice for your business can often prove challenging. Luckily, there are ways to make your decision making skills better. People who can make the right decision at a moment’s notice are always well-respected among their peers. It might seem like this ability comes naturally. But in reality, it’s a skill you can […]
The importance of bookkeeping for all businesses
Whilst it’s an unusual topic for a Fractional CFO to talk about, the importance of accurate bookkeeping for all business should not be underestimated. Bookkeeping is the fundamental foundation of all financial reporting. The saying goes, ‘Garbage in, garbage out’ and that’s never truer than when you are talking about business accounts. Without accurate and […]
Impactful reporting: A management reporting framework for success
Many business owners are familiar with the need for a profit and loss account and balance sheet reporting. However, fewer may understand the value of creating a management reporting framework that encompasses wider key performance indicators and multifunctional outputs. Management reporting is vital for monitoring the health of the business, understanding variances to plan and […]